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scottjm

Member Since 23 Mar 2005
Offline Last Active Aug 11 2006 02:49 PM
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Posts I've Made

In Topic: List of Institutions that pull hard credit inquiries when opening a NON-CREDI...

20 March 2006 - 11:18 AM

QUOTE(markber @ Mar 19 2006, 05:24 PM)
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Since  questions about hard credit inquiries was asked here, I thought it would be useful to copy a list SUCKISSTAPLES's thread on FW regarding this issue. If you know a bank that does this and is not not listed below, please post bank name (and URL) in a reply to this thread.

Here they are:


American Express Co. pulled Experian for a One Financial account without margin (combination brokerage/savings).
ATTWS - equifax
Bank of America pulled Trans Union for a checking account.
Bank Of America - Pulled a hard enquiry after applying *only* for savings account.
Bank of Atlanta
Bank of New York pulled Experian for a checking account and a savings account.
Brookline Bank pulled Experian for a checking account.
Brown & Co. pulls a hard one for EACH account that you open with TransUnion.
Charter One Bank pulled Equifax for a checking account under the name St. Paul Bank Corp.
Chase Manhattan Bank pulled Trans Union for a checking account.
Cingular Wireless
Citibank pulled Equifax (for opening 6-month CD)
Citibank pulled Trans Unions for a checking and savings account opened at the same time.
Citizens - checking - equifax
Comcast cable TV and HSI
Costco AMEX car insurance ran a hard Inquiry on me
Countrywide
DCU (Digital Federal Credit Union) pulls a hard inquiry from Equifax when applying for membership.
Directv
Everbank pulled Experian for a Money Market Account.
Flagstar Bank
HARRIS BANK -- CD
Indiana Members Credit Union
Johnson & Johnson by Yale & Associates on Experian- employment
local gas & electric utility (We Energies - Wisconsin)
Local Honda dealer- check + 5K credit card
local Nissan dealer (Coral Springs Nissan Auto Mall) pulled a hard one when I browsed their inventory
Local Toyota dealership- cash transaction
MARQUETTE NATIONAL BANK -- CHECKING, SAVINGS, CD AND SAFE DEPOSIT BOX
Meadows Credit Union pulled Trans Union for a checking account.
mechanics bank (sf) did hard pull from equifax for a checking account.
Muriel Siebert & Co. pulled Experian for a brokerage account without margin.
Pentagon Federal Credit Union
Presidential Bank pulled Equifax for a checking account under the name Presidential Savings.
Principal Bank pulled Equifax for a checking account.
Progressive Insurance
Salem Five pulled Equifax for a checking account.
Schwab did hard pull from equifax for a checking account.
SCOTTRADE did a hard on my Equifax CR
Suntrust pulls an Equifax for opening of a checking account
T-Mobile for cell phone service on Transunion.
UFBDirect.com - 3.30% on High Yield Money Market Savings
US Bank
Verizon
Wells Fargo


source: fatwallet.com/forums/messageview.php?catid=52&threadid=260724
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AmTrust http://www.amtrust.com/ Did a hard pull on a CD I did with them
Not sure why you listed utilities like Verizon. Comcast and Cingular, Those would be considered credit accounts. I was surprised recently when my home phone thru Verizion suddenly showed on my report after having it for over 10 years, Did not mind as it made my FICO go up. Anyone interested in maintaining a good credit score had better now treat utilities bill payments just like credit card and loan payments

In Topic: 5% emigrant direct 9 mo CD

17 March 2006 - 11:51 AM

QUOTE(vivyip @ Mar 16 2006, 09:53 PM)
credit goes to lahen from FW

https://www.emigrant...cation/Form.jsp
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Called the American Dream ‘My Way CD’ should have been called "No Way CD" 5% for 18 month CD is horrible and ranks way down on CD rates. Would have thought ED would have come out with something better.

In Topic: Best CD rates in U.S. (updated on 03/15/06)

16 March 2006 - 11:15 AM

Can not beat Middlesex Savings Bank CD offer for any term from 3 months to 71 months at 5.25%.
Another great thing is they have DIF so could put in as much as you want, Also they are 4 Star rated and over 4 Billion in size

http://www.middlesex...l/rates_cds.asp

In Topic: low minium cd?

22 February 2006 - 02:07 PM

GMAC offers the best rates on $500 min CD's. Right now 6 month 4.81% and 12 month 5%

In Topic: Virtual Bank increases the rate of its Money Market account to 4.60%

21 February 2006 - 11:28 AM

QUOTE(xanuda349 @ Feb 20 2006, 09:38 PM)
there is a small print saying that this rate - 4.6%- is for balances under 10.000.
does anyone know what is the rate for over $10K?
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Not sure where you are reading that but they show 4.60 from $100 to $100,000+


Under $10,000.00 4.50% 4.60% $100 Min
$10,000.00 - $24,999.99 4.50% 4.60%
$25,000.00 - $49,999.99 4.50% 4.60%
$50,000.00 - $99,999.99 4.50% 4.60%
$100,000.00 and up 4.50% 4.60%


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