This bank offers a 3.09% free checking account (main page)
http://www.riobk.com..._...&Itemid=156QUOTE
e-Checking Plus
This eCheckingPlus package will have all the convenience of accessing your money electronically 24/7 with a great interest rate.
Key Features
Premium interest rate on deposits up to $25,000*
Interest paid on balances over $25,000 at interest checking rate*
FREE MasterCard® Debit Card
FREE Online Banking
FREE eStatement that includes the images of your checks
FREE Telephone Banking
FREE Online Bill Pay
FREE Rio Bank ATM Usage
Automatic reimbursement of the ATM fees from other banks up to $12 per account per statement cycle
Account Requirements per Statement Cycle
* Minimum of 10 Debit Card "Signature Based" transactions
* Have one Direct Deposit per month
* Receive monthly eStatement
* Minimum of 5 Online Bill payments through iPay
* No maintenance fee with minimum daily balance of $2,500
Minimum to Open: $100
Monthly Maintenance Fee: $15.00
10/10/11