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Terms copied from USAA website on 7/4/13:
0.0% Introductory APR for 12 months on balance transfers and convenience checks made within the first three months of account opening. After that, your APR will be 10.9% to 25.9% based on your creditworthiness and other factors. This APR will vary with the
market based on the Prime Rate.
3% of the amount of each transfer (maximum fee per transfer $200).
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Credit card sign-up bonuses
.