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I opened an account with them, no problem, didn't get the bonus yet, but tghey haven't gotten my DD yet, either.
The account includes free bank to bank funds transfer, although it requires an additional login to get to it.
The login to the basic account is simple, doesn't keep asking for more "secret question" answers everytime my browser is updated. At logout, it does ask you if you are sure you want to logout, then tells me my browser (firefox) has blocked a popup; mildly annoying, but I've encountered it before with small banks' websites
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