mehmeh

hey

anyone out there have greenpoint checking?

ok they have two accounts i'm looking at right now.. free checking (w/ no direct deposit!) and direct deposit which is free if ur using, presumably any ACH vehicle, as i can now say from getting savvy w/ all this

ok here's the stupid question:

.........do i need direct deposit in my checking account to use ING? (or these other internet banks)

i honestly dont know, haven't had anything besides savings before. can i get minimum, no-frills, non-direct checking and link it up?--or must it be direct? what's the deal? somebody, if u could post and help me out, i'd appreciate it so much.

if anybody has greenpoint bank (it's in NY) and has avoided the 6 dollar monthly direct charge w/ ING transactions, whewww, that would be a load off my mind


i also dont want them to have "payable thru" written on their checks cus i know then it wont work .. they're owned by northfork so hopefully that wont muck up the process...

i dont wanna have to switch my "tangible," brick-and-mortar bank for nothing!

help...............