Henry 13's Content

#26997 Public Service Credit Union's Smart Checking offers 5.50% APY on balances...

Posted by Henry 13 on 03 March 2010 - 05:21 PM in Checking rates

3%, $40K now.

#27224 Earn 4.52% APY up to $25,000 (DFW, TX)

Posted by Henry 13 on 04 April 2010 - 04:31 PM in Checking rates

Great find.

Definitely local (from their application site, one needs to come into the bank branch to complete the application).

Great bank with high rating (4* at Bankrate and 5* at Bauerfinancial). Very stable rate, perfect for Texas residents.

#26986 Unbelievable 5% APY on Checking Account at Marine Federal Credit Union

Posted by Henry 13 on 03 March 2010 - 03:09 PM in Checking rates

QUOTE(Henry 13 @ Mar 3 2010, 10:04 AM)

QUOTE(walnut @ Feb 26 2010, 01:41 AM)

You can avail of this amazing offer with a balance of up to $25,000. You only need to meet 3 requirements for you to be eligible for this offer. They are:

Make 10 transactions that are not done on ATMs.
Get eStatements
Maintain direct deposit of pay or 1 ACH debit/credit

So if you live in North Carolina or Virginia then what are you waiting for? Grab this opportunity now by visiting their website: http://www.marinefed....org/home/ps/bc

MFCU will change their rate to 3.5%/$15K on a April 2010. This notice has been on their website since 22 February 2010. FYI.

Furthermore, maybe overtaken by event anyhow, one has to be in specific military branches or in selected employee group to be qualified; living in NC/VA is not sufficient.

#26985 Unbelievable 5% APY on Checking Account at Marine Federal Credit Union

Posted by Henry 13 on 03 March 2010 - 03:04 PM in Checking rates

QUOTE(walnut @ Feb 26 2010, 01:41 AM)

You can avail of this amazing offer with a balance of up to $25,000. You only need to meet 3 requirements for you to be eligible for this offer. They are:

Make 10 transactions that are not done on ATMs.
Get eStatements
Maintain direct deposit of pay or 1 ACH debit/credit

So if you live in North Carolina or Virginia then what are you waiting for? Grab this opportunity now by visiting their website: http://www.marinefed....org/home/ps/bc

MFCU will change their rate to 3.5%/$15K on a April 2010. This notice has been on their website since 22 February 2010. FYI.

#26989 4.30% APY with a checking account at Royal Bank of Missouri

Posted by Henry 13 on 03 March 2010 - 03:16 PM in Checking rates

QUOTE(cyndi @ Feb 27 2010, 09:35 AM)

A minimum deposit of $100 is required to open an account. No minimum balance after the account is open. 4.30% will be paid on balances up to $25,000. No monthly service fees. Requirements per statement cycle are, 15 point of sale Debit Card Transactions, one direct deposit and use e-statements.
For more information go to http://ratebrain.com...account-website

This is local only now, changing lately from nationally-available to Missori only. There is a $5 minimum requirement for debit transactions.

#27000 Southern Bank Offers 5.01% APY on a Checking Account: Mo/Ar Residents Only

Posted by Henry 13 on 03 March 2010 - 08:23 PM in Checking rates

Just to add: They are pretty fussy on the type of debit transactions, they have to cover every-day expenses (e.g., supermarket, restanrant) with high aomunt (say $10 per transaction). They send out warning letters if they are not happy with ones' charging pattern. Other than That, I am surprised that they are still in the 5% club since they once were open to national applicants.

#27051 4.10% APY Rewards Checking account with First New England FCU East Hartford CT.

Posted by Henry 13 on 06 March 2010 - 05:15 PM in Checking rates

Up to $15K, can be opened nationally.

#27067 4.50% APY on Extreme Checking Account at First Security Trust Bank

Posted by Henry 13 on 07 March 2010 - 02:27 PM in Checking rates

Sister bank of Commonwealth B&T; with no online application form.

#26987 Amazing 5.01% APY on Rewards Checking Account at Charter Bank

Posted by Henry 13 on 03 March 2010 - 03:11 PM in Checking rates

QUOTE(walnut @ Mar 2 2010, 01:17 PM)

Enjoy a free account with Charter Bank with a 5.01% APY on its Rewards Checking. You will earn the 5.01% with your deposits of up to $25,000. You will also have free refunds when using ATM's nationwide.

You are required to do three things for you to be qualified in this offer. You can check that in their website with the other details of this offer. Visit their website here: http://www.charterbk...hecking/rewards

For local (GA/AL) only.

#27074 Get 4.75% APY from Andrew Johnson Bank offers on its Sky High Checking

Posted by Henry 13 on 07 March 2010 - 08:38 PM in Checking rates

TN only, 20 debit transactions -- a bit too much.

#26988 6.01% APY at Golden Plains Credit union

Posted by Henry 13 on 03 March 2010 - 03:14 PM in Checking rates

QUOTE(cyndi @ Feb 22 2010, 07:34 AM)

There is no minimum balance required and no maintenance fees. The three requirements are completing 10 visa check card transactions, logging on to Golden Plains Online and receiving GPUC e-statements.

For more information go to http://www.gpcu.org/...id=11050&lid=45

If one can join this CU, it is not sufficient. On has to be Kansas resident for qualify.

#27011 Endura Financial Gives 4.5% APY on Rewards Checking Account

Posted by Henry 13 on 04 March 2010 - 07:52 AM in Checking rates

This is a credit union, thus it is membership vs. locality.

"Membership is open to anyone who lives, works, worships or attends school in any of the of the following Minnesota cities: Brooklyn Center, Crystal, Golden Valley, Hopkins, Minneapolis, New Hope, Robbinsdale and St. Louis Park. It also includes those in Jackson County, Missouri." The SEP (Selected Employee Group) is extremely limited (only one company).

Thus in short, don't bother if you are not lucky enough to live in those eight cities in MN or Jackson County (MO).

Further, it is not a new offer, it was offered on 12/19/2008.

#26996 West Bank (Iowa)

Posted by Henry 13 on 03 March 2010 - 04:02 PM in Checking rates

West Bank (Iowa) still holds a (4%, $30K limit) RCA, even though it is limited to Iowa Residents and one account per SSN. They recently upgrade their BillPay system, which seems to be checkfree-based. The 12 debit transactions need to be non-pin credit transactions. No-pin transactions are safer anyway.

http://www.westbanki...ard_me_checking

#26991 4.00%APY with rewards checking account at AmericaNetBank

Posted by Henry 13 on 03 March 2010 - 03:20 PM in Checking rates

$10K only.

#26990 Reliabank Ultimate Checking

Posted by Henry 13 on 03 March 2010 - 03:17 PM in Checking rates

QUOTE(walnut @ Feb 15 2010, 09:48 PM)

What you need for you to avail this offer:

1.) Make twelve CheckCard transactions per statement cycle
2.) Enroll and receive e-statements
3.) Have at least one direct deposit, one automatic debit, or one bill pay clear the account per statement cycle

What you will get if you are qualified:

1.) Earn an incredible rate of 4.07% interest on balances up to $25,000
2.) Free Photo ATM/CheckCard
3.) Free Real-time Online Banking
4.) Free Online Bill Pay
5.) Free eStatements

If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.10% APY.

For further details, please visit http://www.reliabank.com/checking.html

Changed to local lately.

#26993 4.09% APY Reward Checking Rate on Bank of the Sierra

Posted by Henry 13 on 03 March 2010 - 03:26 PM in Checking rates

One pitfall for this RCA is the e-statement sign-up is indpendent of the online access and hidden. Otherwise, great nationally available RCA!!

#26992 Grow Financial FCU

Posted by Henry 13 on 03 March 2010 - 03:23 PM in Checking rates

QUOTE(cyndi @ Feb 14 2010, 07:41 AM)

Grow Financial Credit Union in St. Petersburg Florida is offering a personal checking account with a $0 minimum deposit, with an APR of 3.0%. Over $5000 the APR is 0.25%

Not that attarctive, still 12 debit transactions and a minimum of $500 (salary) direct deposit.