Here are program details from ING direct web site:
Share the benefits of the Orange Savings Account with your friends and family!
If your friend opens an account with at least $250, we will deposit a $25 bonus in their new account and a $10 thank you bonus in your Orange Savings Account. If 25 of your friends or family each open a new account with at least a $250 initial deposit, you will earn $10 each up to $250.
NEW. Give the "Gift of Savings" - you can now include funds from your own Orange Savings Account to help your friend or family member start saving. In order to qualify for the $25 and $10 bonuses, your gift recipient must make an initial deposit of $250. Any gift funds do not count toward the initial deposit.
Your friends MUST use the referral link within the email sent from this screen to ensure they get the $25 welcome bonus and gift money, if applicable.
We will send the email on your behalf, so that the "From" field will display your name and the email address we have for you.
For privacy reasons, we are not able to disclose which of your friends has opened an account with us or the initial deposit amount.
Your $10 thank you bonus will be added to your account upon the completion of the account opening process for qualifying accounts.
Please Note: If savings referral was sent prior to Oct 13, 2005, no initial deposit minimum is required for bonus payment.