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scottjm's Content
There have been 51 items by scottjm (Search limited from 29-June 23)
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#18134 Top rates for Savings and Money Market accounts
Posted by scottjm on 03 November 2005 - 11:17 AM in Bank Best Rates
#18095 Top rates for Savings and Money Market accounts
Posted by scottjm on 30 October 2005 - 12:57 PM in Bank Best Rates
#18014 Top rates for Savings and Money Market accounts
Posted by scottjm on 22 October 2005 - 11:53 PM in Bank Best Rates
http://www.superiorsavings.com/
#17949 Top rates for Savings and Money Market accounts
Posted by scottjm on 18 October 2005 - 06:33 PM in Bank Best Rates
This CD could be considered a MM. They are offering a 9 month No Penalty CD at 4.25%, 10,000 Min. You can withdraw anytime with no penalty after 6 days. I have used this bank for awhile and they offer DIF which covers any amount over FDIC.
#18004 Top rates for Savings and Money Market accounts
Posted by scottjm on 22 October 2005 - 12:45 PM in Bank Best Rates
http://www.amtrust.com/
#18151 Top rates for Savings and Money Market accounts
Posted by scottjm on 04 November 2005 - 01:37 PM in Bank Best Rates
They are offering a Passbook saving account at 4.07% with 25K Min. Rate guaranteed till 05/01/2006. Might only be good as a local deal, Located just North of Boston, as I don't know if you must go in for a Passbook account. Also offering a 8 month CD at 4.5%. Another plus is they have SIF which covers any amount over FDIC, Might now be time to take some $$ out of ING to open with them
http://www.equitable...com/intsav2.htm
#8789 Top rates for Savings and Money Market accounts
Posted by scottjm on 20 September 2005 - 10:39 PM in Bank Best Rates
#18177 Top rates for Savings and Money Market accounts
Posted by scottjm on 08 November 2005 - 01:33 PM in Bank Best Rates
#18212 Top rates for Savings and Money Market accounts
Posted by scottjm on 18 November 2005 - 09:46 PM in Bank Best Rates
#8785 Top rates for Savings and Money Market accounts
Posted by scottjm on 20 September 2005 - 11:17 AM in Bank Best Rates
Nice for me as local bank and I allready have accounts there
1 Annual Percentage Yield (APY) is based on average daily balance of $10,000 or more. For balances less than $10,000: 0.50% APY applies. A minimum of three Select Checking transactions per statement cycle required to earn Maximum Money Market Account (MMMA) APYs. APYs quoted are accurate as of 9/12/05 and are guaranteed through 3/31/06, thereafter rates are subject to change. Minimum of $10,000 in non-Eastern Bank funds required to open MMMA; deposits limited to $250,000. Certain transaction limits apply. Fees may reduce earnings. Select Checking Account with $50 opening deposit required. Three months from Select Checking account opening, a $5,000 combined balance among designated accounts required to avoid monthly service charge. Personal accounts and MA residents only.
#18060 Best CD rates in US (Thanks Vivyip & uppchy!)
Posted by scottjm on 26 October 2005 - 01:18 PM in Bank lists by feature
http://www.statefarm...ank/fixrate.htm
#17951 Best CD rates in US (Thanks Vivyip & uppchy!)
Posted by scottjm on 18 October 2005 - 08:05 PM in Bank lists by feature
http://salemfive.com/
Transaction Limitations: You may close your account without penalty at any time after the first six days. You may not make deposits into the account during the term and no partial withdrawals.
#17947 Comments on ING's new 'Video Game' log-in process?
Posted by scottjm on 18 October 2005 - 01:03 PM in Online banks
Regulators tell banks to fortify Internet security
By Associated Press | October 18, 2005
Federal regulators will require banks to strengthen security for Internet customers through authentication that goes beyond mere user names and passwords, which have become too easy for criminals to exploit.
Bank websites are expected to adopt some form of ''two-factor" authentication by the end of 2006, regulators with the Federal Financial Institutions Examination Council said in a letter to banks last week.
In two-factor authentication, customers must confirm their identities not only through something they know, like a PIN or password, but also with something they physically have, like a hardware token with numeric access codes that change every minute.
Other types of two-factor authentication include costlier hardware involving biometrics or ''smart" cards that would be inserted into designated readers on a user's computer. Banks might also issue one-time passwords on scratch-off cards or require ''secret questions" about a customer's account.
#17928 Comments on ING's new 'Video Game' log-in process?
Posted by scottjm on 16 October 2005 - 12:12 PM in Online banks
#18141 Recommendation requested, details inside.
Posted by scottjm on 03 November 2005 - 06:40 PM in Online banks
Banks have failed and will continue to fail. If a bank crashes, you may have to wait a long time and get less interest than you previously thought.
Anyone can say anything about the Savings and Loan Crisis in the 80's ??? Pardon my ignorance.
What is FDIC Deposit Insurance?
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The FDIC was created by Congress in 1933 to make the savings of millions of Americans secure. The FDIC protects depositors' funds in the event of the financial failure of their bank or savings institution. The FDIC does not protect against losses due to fire, theft, or fraud, which are subject to other protections such as hazard and casualty insurance. FDIC also does not insure Non-Deposit Investment products (such as Stocks, Mutual Funds, and Annuities) that may be sold at a bank or savings institution.
When an institution is closed by its chartering authority, the FDIC makes payment of insured deposits to all of the failed institution's depositors as soon as possible, usually on the next business day after the closing. Those depositors who have funds in excess of the insurance limits receive the insured portion of their funds as described above. They also may receive a portion of their uninsured funds either at that time or as the assets of the failed institution are liquidated.
#18143 Recommendation requested, details inside.
Posted by scottjm on 03 November 2005 - 06:48 PM in Online banks
#8951 ING Direct fires its customers
Posted by scottjm on 07 October 2005 - 10:44 AM in Online banks
Discipline through limits
The discipline derives from a cap. By law, you are allowed to make no more than six withdrawals and transfers per month if the transactions are overdraft protection transfers, automatic bill deductions, wire transfers, telephone transfers and PC banking transfers. However, money market account holders are usually allowed to make unlimited free deposits and withdrawals from ATMs in their network.
Money market account holders are allowed to write up to three checks per month. If the owner exceeds the allotment, a bank often will charge between $5 and $15 per check. Repeat offenders may have their accounts closed.
#8942 ING Direct fires its customers
Posted by scottjm on 06 October 2005 - 10:03 PM in Online banks
#8941 ING Direct fires its customers
Posted by scottjm on 06 October 2005 - 10:01 PM in Online banks
#8963 ING Direct fires its customers
Posted by scottjm on 08 October 2005 - 11:11 AM in Online banks
#18598 Virtual Bank increases the rate of its Money Market account to 4.60%
Posted by scottjm on 16 February 2006 - 02:00 PM in Savings and Money Market Rates
#8964 $50 - ebank : for checking and MMA
Posted by scottjm on 08 October 2005 - 03:10 PM in Expired bank bonuses
#18631 Virtual Bank increases the rate of its Money Market account to 4.60%
Posted by scottjm on 21 February 2006 - 11:28 AM in Savings and Money Market Rates
does anyone know what is the rate for over $10K?
Not sure where you are reading that but they show 4.60 from $100 to $100,000+
Under $10,000.00 4.50% 4.60% $100 Min
$10,000.00 - $24,999.99 4.50% 4.60%
$25,000.00 - $49,999.99 4.50% 4.60%
$50,000.00 - $99,999.99 4.50% 4.60%
$100,000.00 and up 4.50% 4.60%
#17974 Is better login security worth spent time?
Posted by scottjm on 19 October 2005 - 08:03 PM in General
#8606 Feedback about ING Direct
Posted by scottjm on 23 August 2005 - 09:58 PM in Online banks
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