Jimmy
WOW This sounds SOOO too good to be true!!! Has anyone found any loopholes / restrictions / fees???
You have to sign-up for a two-year T-Mobile plan if you want Free RAZR or Blackberry. I did not have time to look into detials of other offers.
You may also want to make sure that they offer accounts/bonuses to non-local customers if you do not live in Umpqua Bank service areas.
Mark